Tag Archives: Jewelry Appraisal

Believing 3 Common On-Line Myths Can Cost You When Buying Jewelry

IMG_3225In an age where everything can be purchased with the click of a button, it is easy to get ripped off by unethical On-Line merchants. You really can’t tell the quality of the gemstones or workmanship of the jewelry from On-Line descriptions and images.

If you buy fine jewelry without ever seeing or touching the item, how do you verify you received what you expected and that the on-line description matches the item?

Here is a quick rundown of some common myths, truths and Jewelry Judge recommendations:


1 – MYTH: It Comes with an Appraisal, so I know I am getting a GREAT Deal!

TRUTH: The merchant has a vested interest in selling, which may create a conflict of interest when they provide an In-House Appraisal, is it really an impartial valuation?

RECOMMENDATION: Always have your purchases authenticated by a qualified independent gemologist/appraiser to make sure you got what you paid for and to verify the diamond matches the grading report, the Jewelry Judge can verify the quality and value represented by the on-line merchant.


2 – MYTH: They have a 30-Day Money Back Guarantee, that’s all that matters.

TRUTH: Verify the terms of the 30-day money back guarantee, as the merchant may place limitations on returns, charge a restocking fee or ONLY provide you with an exchange or store credit, not a full refund.

RECOMMENDATION: Never buy from a site that does not have a no-questions-asked return policy. Imagine buying a ring from a site that has no return policy and then finding out that it can’t be sized due to the design. Or buying an antique ring stated to have rose cut diamonds and a natural emerald only to find out it’s a modern reproduction using a diamond look-a-like and the green stone is aventurine quartz not emerald. The Jewelry Judge can identify and verify the quality represented by the on-line merchant.

If there are any problems, it is important you deal with it immediately to qualify for consumer protection against fraudulent transactions.


3 – MYTH: It is a Certified Diamond.

TRUTH: There is no such thing as a certified diamond — it may come with a diamond grading report, which should provide an unbiased assessment of a diamond’s 4Cs, and detailing if a gemstone is synthetic – in other words, man-made or laboratory grown – or has undergone any treatments, all of which dramatically affect the value.

RECOMMENDATION: Be sure an accredited gemological institute, such as GIA or AGS, has graded the diamond. This way, you can compare one diamond’s details to that of another, at the same store or different one. The Jewelry Judge can verify the report matches the diamond you received from the on-line merchant.

GIA Report


Some on-line sellers, as well as, brick & mortar stores may allow your purchase to be shipped directly to the Jewelry Judge Gem Lab prior to your payment so an independent appraisal can be performed before you commit to buying it.

Jewelry Judge Ben Gordon Double CheckTrust but Verify, with a Jewelry Judge Double Check!

A Jewelry Judge Double Check verifies all the details of your jewelry purchase to ensure you received what you paid for. Ben Gordon is not affiliated with any retail  establishment or jewelry manufacturer, and Does Not Buy or Sell jewelry.

We represent you, the client, exclusively.

Book Appointment  or Call 713 961 1432. We do our best to accommodate your busy schedule.   Visit our website:  The Jewelry Judge Ben Gordon

Still have a question? Get in touch with us by email and one of our experts would be happy to assist you!

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What Should You Do With Mom’s Jewelry?

Estate3 A parents death is a traumatic and difficult experience for those left behind.

Don’t let the estate settlement of your jewelry cause additional complexity or disharmony among your heirs.

We know jewelry is important to some and less important to others.

To some it is memories and a story that connects them to the dearly departed.

To others it represents a financial gift.

Protect Your Inheritance by ensuring you have fair market value appraisal reports for your estate jewelry and include a copy with your will. Designate an heir to receive each piece or have the estate sell the jewelry, since cash is always easier to fairly distribute.

Prevent misunderstandings and ill feelings. If you are in the process of settling an estate that includes jewelry, bring it in for a consultation, so we can help identify what is real and what is costume jewelry. Too often people discard items, thinking them fake when they are actually real. Some costume jewelry has value as collector items.

Don’t let some appraiser come in and cherry-pick the best pieces.

We Do Not Buy or Sell Jewelry!

Come in for a Jewelry Judge Consultation, call (713) 961-1432 or Book an Appointment On-Line Today!

Jewelry Appraisal Checklist!

When getting jewelry appraised, you should ensure that the appraisal comes with key information. Insurance companies need this information to price and issue a policy. Jewelry Judge Ben Gordon Appraisal Reports follow these strict guidelines when appraising jewelry for you.

  1. Identification of all gemstones along with their shape, measurements, and weights.
  2. All diamonds described by the “Four C’s” color, clarity, cut, and carat weight.
  3. All major colored gems described by their color with a recognized description system detailing hue, tone, saturation, clarity and cut.
  4. Pearls should be described by their color, luster, nacre, shape, blemishes, size and matching.
  5. Metals should be described as to their carat content (14K, 18K, etc.) as well as platinum and other metal groups.
  6. The type of construction, craftsmanship, design and makers mark.
  7. A photograph of the item from all sides.
  8. The date, appraiser’s name and signature, addendum information, and qualifications page.
  9. The value and the purpose or function of the appraisal.

If your previous jewelry appraisals are one-paragraph long, on a napkin, have no photo, or appears to be a generic report, it’s time to step up to the professional documents supplied by The Jewelry Judge. It’s your best protection in the event of loss or damage to your jewelry.

Confidence comes with knowing what you have and what it’s worth! Set up an appointment with the Jewelry Judge Ben Gordon for TRUE confidence:

  • confidence that the buyer received what they paid for!
  • confidence in knowing your jewelry never leaves your sight!
  • confidence in a Master Graduate Gemologist/Appraiser’s 65 years of professional experience.

That’s what a Jewelry Judge Appraisal Report delivers to every client.

EVALUATING YOUR JEWELRY

IS OUR ONLY BUSINESS

FOR ALL ITS WORTH

Jewelry Judge Ben Gordon

5433 Westheimer Rd, Suite 606, Houston, TX 77027

Phone:  713-961-1432  –  www.jewelryjudgebengordon.com

Diamonds may be forever, but your jewelry appraisal is not!

There’s a time limit for appraisals of all jewelry containing gemstones and precious metals. Values change from year to year.

JJ-Reminders

Why and When should you get an old appraisal updated?

  • If your past appraisal is 3 or more years old, an insurance company needs current information as to condition and value.
  • If you are changing insurance companies.
  • If you are remounting a stone or modifying an item, thus significantly altering its identity and changing its value.
  • If there is volatility in the marketplace which causes severe changes of gemstones and precious metal prices.
  • If you need an appraisal for another use such as a divorce, estate settlement or liquidation.
  • If you are gifting or bequeathing the item.
  • If you are placing the item into a trust.

“An appraisal is a reality check of value at specific date in time,” Ben continues.
“An appraisal must give as complete a description of an item as is needed to indemnify the insured in case of damage, loss or theft. Without accurate identification, it cannot be accurately valued or replaced, should the need arise.”

Ben frequently mentions the term indemnity. “It’s the main purpose for an insurance replacement appraisal,” he says. “And yet we seldom hear other appraisers use the word.”

What’s indemnity, it is making a consumer whole again in case of loss. “I’ll look at the piece and describe it, to ensure there are no errors or insufficient information that would make it impossible to replace the item with one that is identical or nearly alike, as well as set a proper premium for it,” Ben says. “We ensure the appraisal is complete and adequate, so the customer can be made whole, in the event an insurance claim is made.”

JJLogowithGavelEVALUATING YOUR JEWELRY
           IS OUR ONLY BUSINESS
                FOR ALL ITS WORTH

An independent jewelry appraisal solution for confidence:

  • confidence that the buyer received what they paid for!
  • confidence in knowing your jewelry never leaves your sight!
  • confidence in a Master Graduate Gemologist/Appraiser with 65 years of professional experience in the jewelry trade.

That’s what a Jewelry Judge Appraisal Report delivers to every client. Book an Appointment Today!

Jewelry Judge Ben Gordon
5433 Westheimer Rd, Suite 606
Houston, TX 77027
713-961-1432 or www.jewelryjudgebengordon.com

The On-Line Diamond Buying Secret – Sellers won’t tell you!

In today’s point and click world, when you are buying online you really can’t see the quality of the gemstone or workmanship.

Buy_Now_Button

Never buy from a site that does not have a no-questions-asked return policy. Imagine buying a ring from a site that has no return policy and then finding out that it can’t be sized due to the design. Or buying an antique ring stated to have rose cut diamonds and a natural emerald only to find out it’s actually a modern reproduction using a diamond look-a-like and the green stone is aventurine quartz not emerald.

Diamond Simulants
Is IT Real?

Look for a GIA or AGSL Diamond Grading Report (improperly called a certified diamond on-line) with the diamond. GIA and AGSL are the most trusted gem grading labs around.

GIA Report

Look for at least a 30-Day Money Back Guarantee. Verify the terms of the 30-day money back guarantee as it gives you time to make sure your purchase is perfect. If you need to return it for any reason, the seller may provide you with an exchange or full refund.

Always have your purchases authenticated by a qualified independent gemologist/appraiser to make sure you got what you paid for and to verify the diamond matches the grading report detailing the quality represented by the on-line store.

As an “independent” appraiser, we are not affiliated with any retail establishment or jewelry manufacturer, and we do not buy or sell jewelry. We represent you, the client, exclusively.

Some on-line sellers, as well as, brick & mortar stores may allow your purchase to be shipped directly to our gem lab prior to your payment so an independent appraisal can be performed before you commit to buying it.

Confidence comes with knowing what you have and knowing what it’s worth!

EVALUATING YOUR JEWELRY

IS OUR ONLY BUSINESS

FOR ALL ITS WORTH

65Book an appointment with the Jewelry Judge Ben Gordon for confidence:

  1. confidence that you received what you paid for!
  2. confidence in knowing your jewelry never leaves your sight!
  3. confidence in a Master Graduate Gemologist/Appraiser with                                            65 years of professional experience in the jewelry trade.

That’s what a Jewelry Judge Consultation or Appraisal Report delivers to every client.

Jewelry Judge Ben Gordon, 5433 Westheimer Rd, Suite 606, Houston, TX 77027

713-961-1432  –  www.jewelryjudgebengordon.com

What Do You Charge for an Appraisal?

Many potential customers call or text asking what does an appraisal cost.

A Doctor cannot provide the price to fix a broken arm before seeing the arm and getting X-rays! A doctor needs to see the arm to know how bad the break is, where it is and whether surgery will be required in the hospital or as an out- patient procedure.

Broken Arms

Jewelry Appraisals require getting some details from an initial look at the jewelry to determine the complexity of the job before a price can be set.

We try to explain to them that we need to preview the item to determine the complexity (number of stones to measure and grade, rarity, age and designer, time for research, and other factors), as these will affect the appraisal fee, which will vary according to the item.

Cluster Ring Solitaire

A cluster ring with multiple diamonds of varying sizes and shapes is more complex than a ring with a single gemstone.

 

There is NO FEE to Estimate the Cost of your Appraisal before we start the process. We always estimate your fee and Obtain Your Approval before we start any appraisal work.

If you feel the FEE is unreasonable you are under No Obligation to continue the appraisal work and you have lost nothing but the time of the initial look.

Book an Appointment for a No Obligation Appraisal Estimate today!

 

 

Why is a Jewelry Appraisal like a Home Inspection?

Jewelry Judge Ben Gordon -3WhiteWhileYouWatch You need to know;

  • What you’re getting before you buy.
  • The features of the house and if any features reveal the need for repair or maintenance, before you make a commitment.
  • Comparable values of similar homes for sale, under contract or sold in the area.
  • if there are any ‘money traps’, was everything properly disclosed to you.
  • Assure you’re getting what you pay for in a house.
  • Know the price you paid is fair.

How much risk are you willing to take by undervaluing, or overvaluing your new home?

Think about what you are willing to pay for a home? $65,000?  $250,000? over a $million?

Now replace words ‘house’ and ‘home’ in the above text with ‘Diamond’, ‘Engagement Ring’ or ‘Estate Jewelry’.

And think about what an appraisal report could be worth to you…to your heirs….

As with a home inspection you expect a written report with accurate measurements, clear photographs, and detailed descriptions prepared by a qualified professional and delivered in a timely manner.

Batman

Arrive at your Jewelry Judge appointment with questions and concerns – You will leave with peace of mind.

Engagement Ring Shopping in 2017?

jewelry judge ben gordon with real peopleConsider Confidence

Regardless of where you purchase your engagement ring and diamond from in 2017. The cut, clarity, color and carat weight (the 4Cs) are definite contributing factors to the value of the diamond, but there are three more Cs to consider before & after shopping for an engagement ring.

Confidence – that’s what a Jewelry Judge Appraisal will deliver

  1. Confidence that the buyer is getting what they pay for.
  2. Confidence in knowing they can conveniently and easily have a written appraisal for insurance purposes or consultation for peace of mind.
  3. Confidence in a Master Graduate Gemologist/Appraiser’s professional experience.

See the Jewelry Judge Ben Gordon on Houston’s Channel 2 November 14, 2016 Consumer News Report 

 

Searching For Answers?

girls-best-friendJewelry is not merely adornment; it is family history, memories and emotional attachments.     Each ring, pendant, bracelet or earrings, holds memories that help tell the jewelry’s story, the manufacturing techniques, fashion trends and styles all have a reference to a time, place and state of mind.

The Jewelry Judge combines Genealogy with Gemology, because Ben knows that Precious Heirlooms are a voice from the past & possibly into the future…  The jewelry of Real People always has a story worth being remembered, appreciated, and handed down to future heirs.

jewelry-judge-ben-gordon-jewelry-boxCultural Background has a deep impact on the type of jewelry imparted to family members.  It tells the century, cultural influences, family status, country and possibly the religion.  Whether beads, pearls, silver, gold, turquoise or other materials, it shows the available metals and tools used by the society making the jewelry.  The cut of a gemstone often provides insight into the age, as more complex faceting became available relatively recently.

Our experience and training has taught us to recognize manufacturing techniques, fashion trends and styles.  We can also identify patterns of wear that may reveal the personality and lifestyle of the original owner.

Our clients tell us we are psychic!   No, we are just passionate about what we do.  If you are anything like Ben, you enjoy all the surprises, history, memories and stories every piece of jewelry tells.

We are your one-stop shop for identification and valuation of diamonds, colored gemstones, antique, vintage and estate jewelry.  Confidence comes with a Jewelry Judge Appraisal Report.

Our appraisal and consultation services will answer the Question:

What’s Your Jewelry Worth?

jj-64years

Safeguard Your Jewelry

jewelry-judge-ben-gordon-group0Most seniors, both men and women, have had a life time to either inherit or receive several pieces of fine jewelry.  After years of accumulating fine jewelry and watches, the majority of a senior’s estate jewelry goes undocumented until it becomes a job for their children.  The burden of cleaning out closets, furniture, nick-knacks and keepsakes to be distributed among children, grandchildren, and favorite charities may also fall to your children.  Don’t leave your fine jewelry to chance!

1houseTransitioning from one home to another is stressful and often little things fall through the gaps in planning.  With jewelry it is often only after a loss that we recognize the importance of the piece.  The history, memory or story, whether a gift or family heirloom, it is wise to document your jewelry with an appraisal.

Jewelry Judge Ben Gordon recommends having an appraisal when jewelry is purchased to confirm the value and ensure you have not unknowingly purchased an item that was improperly identified or misrepresented.

jewelry-judge-ben-gordon-jewelry-box

When preparing to move, Ben recommends documenting fine jewelry, watches, diamonds and colored gemstones with an appraisal report.  An appraisal or consultation of fine jewelry, watches, diamonds, and colored gemstones is also important for insurance replacement, estate distribution, liquidation and both pre/post purchase confirmation.

Safety Tips When Moving:

  1. Before you move, make sure all your fine jewelry, watches and gemstones are insured.
  2. Keep it with you, Place it in a safety deposit box or Have a family member lock it away for you until you are settled.
  3. Seniors downsizing to a senior community, appraise and document your jewelry, to include who will inherit each piece for estate-planning purposes.
  4. If moving to a condo, apartment or senior community, check your renter’s insurance policy for what is covered and check other insurance companies, who specialize in insuring jewelry.
  5. Update appraisals every 3-5 years because of continually changing market values.

When it comes to fine jewelry, being under-insured, especially for emotionally meaningful
family pieces, can be devastating when it comes to theft, fire, flooding or other loss.

jj-64yearsJewelry Judge Ben Gordon provides gemstone and jewelry appraisals for insurance, probate and estate purposes, as well as consultation services for pre-purchases, for those wanting more information before buying jewelry on-line or from local stores.  Ben Gordon, Master Graduate Gemologist/Appraiser has been appraising jewelry in the Galleria area since 1975.  Ben brings over sixty-four years (64) experience to his business.

Jewelry Judge Ben Gordon is an “independent” appraiser, not affiliated with any retail establishment or jewelry manufacturer, and we do not buy or sell jewelry.  We represent the client, exclusively.  Our “While You Watch” appraising offers customers the opportunity to learn and participate in the appraisal procedure from beginning to end, providing the comfort of knowing that your jewelry never leaves your sight.

Pick Up & Delivery Available!  We provide pickup and delivery of your jewelry for valuation consultation or appraisals with a guaranteed 24 Hour turn around.  Senior discount available, know what you have and what your jewelry is worth, call us today!

Ben advocates fair pricing and helps his clients understand and protect their valuable assets.  His informative public awareness programs for interested groups and professional organizations provide numerous practical consumer tips.  For more information about speaking engagements or appraisals, click jewelryjudgebengordon.com or find him on the Houston Better Business Bureau website.