Category Archives: Consumer Alert

Red Flag “Rubies” – Fake or Fabulous?

Our client removed the jewels from the pouch, and we had a quick intake of breath. Intense colors, lots of sparkle! BUT…

Returning from a trip to Sri Lanka and the Far East, she wanted to know if she had gotten a good deal. Sri Lanka is known for its rubies. She purchased the complete suite from the same source which guaranteed authenticity.

Even in the photo, it is clear why we gasped. Rubies, especially those in these generous sizes, ranging from 2.00 ctw to 5.00 ctw are seldom flawless. Flawless means free from natural inclusions or other distinguishing characteristics. These were perfectly clean, even under the microscope. The color was even.

The Jewelry Judge was certain that these rubies were synthetic, but it was necessary to demonstrate to the client how we came to that conclusion. The surrounding white stones were not diamonds – that alone was a warning sign. These rubies were frankly fake!

Natural rubies are rare, they’re also expensive. Synthetic rubies run approximately 70-90% cheaper than natural rubies.

Our client paid such a low price for the entire suite of jewelry that she should have been suspicious. What was a low price for ‘rubies’ was really a very high price for glass!

“We urge our clients who travel abroad to buy only from trusted sources.” Remember, when travelling outside of the country, there is no Better Business Bureau; no Interstate Commerce Commission; no fraud complaint authority.

When in doubt, check it out! Consult with The Jewelry Judge for peace of mind. Call 713 961-1432 for an appointment to verify before you make an important purchase of jewelry.

After 70 years, we have learned a thing or two. Knowledge you can trust!

You May Be Richer Than You Think!

What’s in Your Jewelry Box?

It’s difficult to ‘time’ any market, but the past week’s increase in gold prices, now over $2000. May be signaling an opportunity to Spring clean. Look for broken chains, damaged and no longer worn jewelry to take advantage of the upward trend and meet with Jewelry Judge Ben Gordon to know what to expect if you sell.


Unlock hidden value now while the upward trend continues. Gold recently has been over $2000 an ounce, but dealers don’t pay 100% of that when they buy. Visit with Ben Gordon, The Jewelry Judge to find out just what you might receive if you sold now.

The Jewelry Judge Does Not Buy or Sell gold or jewelry, but can provide referrals to reputable outlets for selling your precious metals and fine jewelry. Book and Appointment On-Line or Call 713-961-1432 Today!

Common Diamond Buying Mistakes

Often, a customer will shop for a diamond at a traditional retail jeweler, even if they eventually purchase the diamond ring online. The buyer is able to see various diamond sizes, shapes, and qualities first hand, allowing for a more confident online purchase. (Be aware that “actual” images shown online are often stock photos and not the actual diamond being sold).

In some cases, the customer may decide to purchase from the local jeweler based on their service and selection. But in either case, when shopping for a diamond at a traditional jeweler or on-line retailer;

keep the following in mind: The number one mistake made when purchasing a diamond is being misled on cut, color, clarity and carat (the 4Cs). The 4Cs are difficult for consumers to recognize, and therefore may be misrepresented.

The sales pitch – breakdown
For most people, purchasing a diamond is an emotional process!
Retailers will often tell consumers: “If you fall in love with a diamond, don’t put too much weight on what the certificate says.”
and
“No matter the gem lab, we prefer to judge the stones by their visible qualities and beauty, not just by the certificate”

Warning: The U.S. Federal Government legally permits jewelers to be off by one color and clarity grade from what a qualified independent appraiser might determine.

It might sound like a small margin of error, but it can mean that you pay hundreds or thousands of dollars more for your diamond.
Unfortunately, this leeway encourages some retailers to inflate their grades; a G color diamond may be represented as a better F color.

It is impossible to accurately judge the clarity and color of a diamond once it is set. (Diamonds have to be removed from their settings to be sent and graded at gem labs.) Setting allows flaws in the diamond to be easily hidden under prongs, and color is obscured by the reflections from the setting itself. Unless it is GIA or AGS certified, do not purchase a
diamond over $2,000 without getting a second opinion, so that you can ensure you are getting what you paid for.

Pro Tip #1: Never buy a diamond without a GIA or AGS Diamond Grading Report.

Do All Labs Grade Diamonds The Same Way?
Definitely not. We conform to GIA standards, diamond grading protocols, systems and nomenclature. Other organization do not follow these standards and may vary greatly from this industry norm. Besides the Gemological Institute of America (GIA) there is the American Gem Society (AGS), the European Gemological Laboratory (EGL), the International Gemological Institute (IGI), and many others.

4C grading is notoriously difficult. GIA goes to great lengths to create standardized environments and training for diamond grading. Do not accept the retailer’s grade as a substitute. While color and clarity grading for small accent diamonds is commonly given in ranges (e.g. G-H color); for a center diamond, accept only reputable lab grading.

Pro Tip #2: If a retailer gives a color range on a center diamond (e.g. “This diamond is color grade G / H”) you can be sure the diamond has not been graded by any reputable gem lab, much less GIA or AGS, and know the color grade will not be a reliable indicator of value.

Your diamond certification is important: A GIA or AGS diamond grading report will help you down the road to:

Confirm the identity and quality of your diamond
Help determine its market value
Help to verify ownership for repair or insurance
Pass it on if you want to resell or identify a lost/stolen diamond

Pro Tip #3: Get a “Second Opinion” As a Graduate Gemologist (GIA), Jewelry Judge Ben Gordon appraises the diamond in the mounting,
documents, grades and values the diamond “While You Watch”.

Rest assured “See the Judge” with over 6 Decades of experience in
modern, antique and vintage jewelry will verify your diamond grading report/certificate.

A Jewelry Judge consultation will provide you the 5th C “Confidence”.
Trust but Verify!

The Gold Rush 2020

Houston Jewelry Appraiser Jewelry Judge Ben Gordon - Prospecting for Gold 2020We love prospecting for gold!

Gold prospecting is the act of searching for gold in old jewelry and shoe boxes. What’s in your Closet?

Bring in your old jewelry boxes and have the Jewelry Judge sort and value the jewelry and gold.

This is traditionally an estate activity, either by someone dividing up jewelry among children or the heirs who inherited a mix of jewelry after the loss of a family member.

We will separate the fine jewelry and precious metals from costume, identify quality, identify the designer/manufacturer, provide documentation and value the items in your treasure chest. We will also refer you to trusted buyers, consignors or auction houses which are appropriate for your items of value.

During the current economic down turn, selling precious metals and fine jewelry or watches is once again not only popular, but in some cases a necessity.  We experienced this in 2015 when gold was at $1,400 an ounce, today it is selling at more than $1,900 an ounce.

We can help you turn gold into cash!

Gold Jewelry
See the Jewelry Judge

Hard Facts – Hard Assets – Hard Decisions

AquamarineringIn difficult economic times, people sell hard assets such as jewelry and luxury valuables to provide money for other priorities, such as college tuition or travel.

To assure that our clients know the value of any items they consider selling, we offer a ‘Fair Market Valuation.’  Knowing how much a jewel is worth before taking it to an estate buyer or consigning it to auction will help assure the best price is obtained.

Jewelry Judge Ben Gordon does not buy or sell.  This allows him to maintain objectivity.  He does, however, refer clients to trusted buyers or reputable auction galleries depending upon the specific items to be liquidated.

This ring sold at auction for over $28,000.  Its original owner thought it might bring  $15-18,000.  A Jewelry Judge valuation and referral helped bring a much higher price.

aquamarinering3When making a hard decision, we recommend knowing the hard facts about hard assets. Difficult decisions become easier with a Jewelry Judge Consultation.  Make your decisions based upon hard facts – Call 713 961-1432Book Appointment On-Line

Online Consultations for Crown of Light Appraisals via Facebook or Skype

Did you splurge on a Crown of Light jewelry purchase while on your last vacation?  Now that you have returned home, it’s time to consider protecting your purchase.

COL Pic

Protect your Purchase with a Written Insurance Appraisal

The Jewelry Judge does not sell insurance, but he does specialize in providing the documents required by insurers to verify the value of a Crown of Light purchase.  He can also guide you on what type(s) of insurance to consider (and what types to avoid).

CrownofLight-greybackgroundMost US retailers are not familiar with the special design of the patented Crown of Light diamond cut.  Instead of the 58 facets of the traditional round brilliant cut diamond, Crown of Light round diamonds have 90 facets. There are other differences as well that are identified during a Jewelry Judge Crown of Light valuation.

Privacy, Convenience and Time Savings Too!

Mr. Gordon will consult in the privacy of your home or office via FaceTime or Skype.    Have the serial number and the written GIA diamond grading report for your purchase ready when you call 713 961-1432 to set up your online appointment.  Or email bgordon@jewelryjudge.net for details on Crown of Light consultations.

How Can We Consult Online?

Houston Jewelry Appraiser - On-Linel Appraisal - Jewelry Judge Ben Gordon

COLcouture-3We verify that you are in possession of the Crown of Light jewelry while speaking with you online.  Before our ‘virtual’ appointment, you provide us the information on your purchase receipt. At the conclusion of the appointment, Master Graduate Gemologist Ben Gordon will provide a written digital appraisal report via email (pdf files and photos).

You can easily forward these to your insurer and print as many copies as you need for your own records.

A virtual online consultation represents a savings. When you print your written report at home, you save time and travel inconvenience.  Learn more about Insurance Appraisals for Crown of Light Diamonds by calling The Jewelry Judge at 713 961-1432 or emailing bgordon@jewelryjudge.net.

Breaking the Gold Code: 22K 18K 14K 10K

Houston Jewelry Appraiser Jewelry Judge Ben Gordon - Gold ServiceA gold karat is a unit of measurement that identifies its purity.  100% gold is soft and malleable and would be impractical as jewelry as it would become distorted and wear quickly.  Other metals such as copper, silver, zinc, and nickel are therefore mixed with gold to strengthen it.

What percent is gold and what percent is other metals?

Here is a simple guide to the meaning of 22K, 18K 14K and 10K gold – the most popular gold purity indicators found in fine jewelry.

karat
24 possible karats in gold.

• 24-karat = pure gold with nothing added
• 22-karat is 91.67 % pure gold and 8.33 % other
• 18-karat yellow gold is made from 75% gold and 25% other
• 14-karat gold is 14/24ths (58.3%) gold and 41.7% other
• 10-karat gold is 10/24ths (41.6%) gold and 58.4% other

 

The gold bars at Fort Knox are 24 karat gold, the purest gold possible. There is no such thing as 25 or 26 karat gold, so steer clear of anyone who makes such a claim.  Most gold jewelry sold today is stamped to indicate the karat value, but often a stamp is illegible or worn away.  The Jewelry Judge can test to identify the karat weight of gold as well as platinum and silver.

If in doubt about what you own, why not check it out? – Book an Appointment Today!  Identification of gold content and weight is the first step in valuing any jewelry item.

Weighing and testing services provide you with information you can trust before you sell your gold jewelry.

Gold TestingEveryone should know if their gold jewelry is 14k, 18k, 22k or another purity, as well as, its weight in grams or pennyweights.  While Houston’s Jewelry Judge does not buy or sell jewelry, we can quickly and accurately weigh your gold before you approach a buyer so you will know approximately what you should receive based upon current market value when you sell.  This service is also available for silver and platinum items.

 

 

An Honest Mistake…

Trust

Learn how the Jewelry Judge provides consumer protection as part of the jewelry appraisal process. Here is a recent appraisal where a major discrepancy was resolved!

We at The Jewelry Judge gem lab take pride in uncovering fraud and misrepresentation when we advocate for our clients in disputes. Devious intent is not always the case when there is a significant discrepancy between what was paid for and what was received.

1AHere’s a case in point – the mismatched sapphire.

Our client brought us a beautiful loose sapphire with a GIA certificate and a receipt describing the gemstone as weighing 1.93 carat oval blue unheated sapphire.

When we weighed and measured it, our results showed 1.43 carat weight. The discrepancy in carat weight could mean a difference of $1,000.

2No one panicked!

We simply called the retailer where the gemstone had been purchased two days earlier. He remembered the customer well – she had compared four sapphires of different sizes and colors. Each was brought out of inventory and carefully unwrapped from its small packet. Each was examined with a loupe and tweezers. A decision was made to purchase the 1.93 ctw gemstone and the three remaining sapphires were wrapped up and returned to stock.

It is easy for a sales professional to inadvertently wrap a gemstone in the wrong packet, especially when to the naked eye, gemstones can appear to be quite similar. The retailer quickly examined the remaining three packets in his inventory and confirmed that the 1.93 ctw gemstone was in the 1.4 wrapper and our client had her preferred stone within a half hour.

Errors can and do occur. But this happy ending was brought about by:
• Our client’s quick action – it was only two days after the purchase that she brought the loose stone to us for confirmation and insurance valuation.
• Our immediate call to the principal who was personally known to The Jewelry Judge (while the client sat with us).
• This retailer was happy that we brought the discrepancy to his attention, and his inventory confirmed our findings.

Both the retailer and our client thanked us for weighing and testing the beautiful oval sapphire. Yes, a mistake had been made – unintended human error is possible. Our call to the retailer gave him an opportunity to quickly correct the error and protect his reputation.
Houston Jewelry Appraiser 67 Years 2019
Conclusion: When in doubt, check it out!

Get a second opinion from:                                 The Jewelry Judge, Ben Gordon!
             Trust but Verify!

Where to Buy Environmentally Friendly Jewelry

Is there such thing as environmentally friendly jewelry?

Lab grown diamonds have become increasingly popular, but use huge amounts of fossil fuel energy to create the high pressure and heat conditions that produce these factory made diamonds.

So where else can a person go to find jewelry they would be proud to wear and feel good about doing something for the environment?  It may be easier than you think!

Think Retail Showrooms

Many retail jewelers have a separate case in their showrooms for consignment ‘Estate Jewelry.’

The term, Estate Jewelry may sound like ‘dowager’ jewels or like Queen Victoria’s mourning jewelry, but there are many gems (no pun here) to be found.  Estate Jewelry is simply ‘pre-owned’ jewelry. Like cars, there are pre-owned lemons and pre-owned fine collectors’ specimens.

“Good design is timeless,” says Jewelry Judge Ben Gordon, “especially if it           carries a luxury brand such as Cartier or Tiffany.  These tend to be the brands          that hold their value.”

Houston Jewelry Appraiser - Heritage Auctions - NAJA Auctions

Auction sales are a good source of high-end estate jewelry.  It’s a good idea to set your maximum price to prevent getting carried away in the emotion and excitement of the sale.  We recommend that you preview the items before bidding – it’s best if the auction gallery is local and you can see and touch the items.

Consider Pawn Shops

Pawn shops always have quantities of estate jewelry in inventory i.e. pre-owned.  The secret is to look for unique pieces, not those piled up in the glass cases, but ask for any items that may be in their vaults.  Use words like ‘quality,’ ‘ vintage,’ ‘classic,’ ‘designer,’ when talking with the proprietor and he/she will hopefully bring out interesting trays of available fine jewelry.

On Line Purchases

And of course, the Internet has numerous sites where estate jewelry can be found.  Be sure to read the return policy before purchasing.

Trust but Verify: Jewelry Judge Ben Gordon Double Check

But how do you know what you’re getting and is it priced fairly?

“That’s where I come in,” Ben Gordon smiles. “Reputable retailers will often allow a buyer to get a second opinion before completing the sale.”

Reputable retailers will hold a credit card while the jewelry is out for examination.  There may also be a return policy that will allow for a piece to be returned within a specified period.  Know these policies BEFORE you commit.

So don’t be afraid of Estate Jewelry – there’s an expert consultant available to help you.  And you’ll be helping the environment with your purchase.

Houston Jewelry Appraiser Jewelry Judge Ben Gordon Verify

The Jewelry Judge responds to urgent requests for a consultation to confirm authenticity and value.  In less than one hour, he can weigh, measure, and test diamonds and colored stones; identify period and style;  provide historic information; and examine for condition issues.

No Such Thing as a ‘Certified Diamond’

BenThat may sound harsh, especially with jewelry stores everywhere offering certified diamonds.  So, what’s up with that?

“We are not the compliance police,” asserts Mr. Gordon, “ but the term ‘Certified, or Certificated’ is old school marketing.” The term, ‘Certificate’ carried too many different meanings and the jewelry industry itself issued guidelines to help standardize the terminology for describing diamonds and gemstones.  “Technically, any retailer can create a Certificate, but only gem labs create Grading Reports,” The Jewelry Judge explains.

GIA CertA big part of the Jewelry Judge mission is education, so clarity (no pun here) is important to Mr. Gordon.  Diamonds with Grading Reports have undergone scientific analysis by qualified professionals who analyse, report and grade the qualities of each gemstone.  There will be a description for each of the four C’s, i.e., Cut, Color, Clarity and Carat weight.  There will also be additional language to describe fluorescence, color enhancement, fracture filling or heat treatments.

Store receipts and typical Certificates have little to no meaning because they do not go far enough to completely describe a diamond.  “Don’t mix up the terms,” the Judge warns.

Diamonds with a laboratory Grading Report may be priced slightly higher than non-graded diamonds because of the extra step of having the gemological laboratory test them.  A jeweler may pass this cost along to the buyer.

How do I Get a Laboratory Grading Report?

“Each appraisal we create comes with a grading report,” Mr. Gordon explains. A laboratory grading report is for analysis and identification only.  “Our testing is similar to the testing that is done at the gem labs, but our purpose is to arrive at a valuation.  We take the report one step further by adding current market value.” A diamond Grading Report’s details should never change, (unless the stone is damaged or altered), but appraisal values will certainly change with market conditions.

“If your diamond did not come with a Grading Report, don’t worry,” assures Ben.  For a service fee, important stones can be sent to a reputable lab to obtain a Grading Report.  The GIA, Gemological Institute of America and AGS (American Gem Society) are two reputable gem labs based in the US.  There are other laboratories around the world, but they have not earned the level of trust of  the US based gem labs.

Diamond Plot
Diamond Plotting Diagram
(courtesy of GIA)

Double-Check for Peace of Mind

Jewelry Judge Ben Gordon Double CheckMany of the consultations we do are to confirm laboratory Grading Reports,” Mr. Gordon explains.  “And sometimes we find that the grading report that comes with a diamond, does not match.”  It’s always best to ‘trust but verify’ especially with new purchases.  In some cases, an honest mistake has been made, in others, there may be a suspicion of fraud. 

The Jewelry Judge can identify discrepancies and offer suggestions for resolution.  “We have saved or recovered thousands of dollars for our clients, by helping them to document a claim,” Mr. Gordon added.

Click here to schedule a visit with The Jewelry Judge. Verify a laboratory grading report, retrieve a lost one, or learn current values of your precious jewelry or loose diamonds.   The peace of mind you’ll gain, as well as “Information You Can Trust” is worth an hour of your time.  Consult the most experienced Houston Jewelry Appraiser!

Houston Jewelry Appraiser - If you love

All you may need is LOVE! – But Jewelry Never Hurts!

Jewelry Judge Ben Gordon Love is in the airVerifyFor the third consecutive year, U.S. consumers are expected to spend more on jewelry than any other Valentine’s Day gift category.

amethyst cutFebruary’s  Birthstone
Amethyst is also used to celebrate the 6th and 17th wedding anniversary.  Learn More Here

johnson 50 necklace2What does this appraiser think about love and jewelry?  

 

“Well, grins Ben Gordon, aka The Jewelry Judge,   “Some might say that the science of appraising takes away from the romance, but for me, every piece of jewelry is a love affair.” says The Jewelry Judge, “Jewelry is not merely adornment. It is family history, emotional attachments and important memories. ”

LoveYoursIf you love jewelry, you’ll love to have us appraise your jewelry!

6 Things to Do Before Buying Jewelry Anywhere!

Holiday2018

When buying jewelry (whether online, which has become too convenient, or in-store) always proceed with caution and make sure your purchase is properly described and arrives in your hands with the proper documentation and treatment declarations.

Regardless of where you are purchasing jewelry, you will want to consider these 6 things before you click that “purchase” button:

  1. Always Research the seller
    AGS-LogoDo your due diligence on the seller first. Read other buyers’ comments or reviews, to see whether the seller has a reputation for being ethical, fair, and easy to work with.  Verify association with national organizations like the American Gem Society (this is a must)!  The American Gem Society is the country’s preeminent jewelry trade organization dedicated to consumer protection.  Which means, if you’re looking to buy jewelry, you just clicked on the right website.
  2. Look Local
    The same applies to local jewelry stores, with the addition that an independent jeweler is preferred to a big box retailer chain.  See if the local jeweler has or can get the same or similar piece and match the price of the online retailer.  Handling disputes after the sale will always be easier dealing with a local jeweler.
  3. Read the sales fine print
    Review the seller’s privacy policy to see whether they share your email or contact information with third-party organizations.  Carefully read their sales exchange and return policy to ensure that if you’re not happy with what you received, or something comes to you damaged, you will have some recourse.  Do they accept a Return for refund, Exchange or Store Credit?
  4. Request lots of extra pictures
    Detailed PictureWatchesAsk the seller for detailed pictures and descriptions to ensure the quality of the jewelry you’re purchasing.  Especially for high-end watches!  If the seller claims the piece is signed or the metal is a certain quality, request a photo of the signature or metal purity stamp on the piece.  NOTE:  You can also ask that the piece be sent to the Jewelry Judge Ben Gordon for review before the purchase is charged.Detailed Picture
  5. Make sure it’s packaged properly
    The most common cause of damage to jewelry are Scratches!   So make sure that your piece is packaged carefully and tightly, so it cannot be easily tossed around in transit.  Request that the seller pack each individual item in a soft cloth pouch that can be sealed or tied shut so the piece can’t come loose during shipping.   Additionally, twisting and bending of semi-rigid chains or other jewelry pieces may cause permanent damage.  Pay extra if needed to ensure that your item is shipped in a box that is large enough.
  6. Verify your insurance coverage
    When you are purchasing expensive diamonds, gemstones, and jewelry with precious metals, there is no guarantee that your existing homeowners policy will provide sufficient protection if the piece is lost, damaged, or stolen.  Before buying a piece, contact your agent to verify the coverage amounts you have in place.  Consider speaking with an insurance company specializing in jewelry, we can recommend a few.  Consider adding automatic coverage for newly acquired jewelry to ensure that your purchase is protected from the moment you click “buy.”

For information you can trust, consult the Jewelry Judge Ben Gordon today.

Virtual Appraisal - Jewelry Judge Ben Gordon3

With our NEW Service “Virtual Jewelry Appraisal” you can you can get a value for your jewelry without having to leave your home. Call us and we will setup a Skype or Face-Time session for a consultation. Information you can trust to place a value on your valuables. Book Appointment  On-Line  or  Call 713-961-1432

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Here is where to keep your jewelry safe!

If you wish to keep your precious and fine jewelry away from burglars, fire or natural disaster, here are four things to consider. Determine where to store them, whether in a bank safety deposit box or an in-home safe.

  1. How valuable is your jewelry?
    Safe-Deposit-BoxesIf jewelry items have family memories, are irreplaceable or are very valuable, such as expensive jewelry or family heirlooms, you want to keep them in a bank safe/safety-deposit box.
    If they are not as valuable, has no sentimental value or can be easily replaced, an in-home safe is probably good enough.
  2. How often do you wear these items?
    SafeIf you only wear your fine jewelry, on special occasions, a bank safe works well.
    If you wear them nearly every day or at least once a week, then a good in-home safe is a better choice.
  3. Planning a trip or vacation?
    If you have plans to be away from home for 30 days or more, be sure to put all of your valuables in a bank safe-deposit box.
    For shorter periods an in-home safe is fine.
  4. How secure does your in-home safe need to be?
    An in-home safe should be tool and torch resistant (TL-30/TR-30) with a rating of 30 minutes or more. It should also be too heavy for a burglar to carry or be bolted securely to the floor of your home.

If you need advice about where to store your fine jewelry, contact the Jewelry Judge Ben Gordon today.

Virtual Appraisal - Jewelry Judge Ben Gordon3

With our NEW Service “Virtual Jewelry Appraisal” you can you can get a value for your jewelry without having to leave your home. Call us and we will setup a Skype or Face-Time session for a consultation. Information you can trust to place a value on your valuables. Book Appointment  On-Line  or  Call 713-961-1432

Friend us on Facebook , and keep up to date on all the events and posts!

Is diamond pricing based solely on the 4 C’s of color, clarity, cut and carat weight?

Jewelry Judge Ben Gordon - GIA 4CsWhile the concept of the 4 C’s for diamonds was provided by GIA in 1953, and is a great industry standard today, there are additional factors to consider when pricing a diamond or other gemstone.

For example, the enhancement or treatment of a diamond (and gemstones) must be included as a price factor because it can have a significant impact on the price. Diamond treatments such as fracture filling and high heat + high pressure treatment did not exist prior to the 1980’s, but are common today. As are synthetic lab-grown (man-made) diamonds and look-a-likes, both have much less value than natural earth mined diamonds.

Transparency is also another price factor. Transparency is describes how clear, hazy, cloudy or opaque a gemstone is. It’s a separate factor from clarity. Hardly ever mentioned by retail jewelers, transparency has always been a value factor for colored gemstones, and it can be just as important as color in today’s diamonds.  Non-transparent diamonds are becoming more common in today’s color diamond market.

4CsSalespeople like a quick easy way of presenting gemstone pricing to their customers, so they use the 4 C’s.

The Jewelry Judge does not sell or buy gemstones or jewelry.

I provide you information on how gemstones are valued during your appraisal process. To do that, I am committed to providing you with complete, accurate, up-to-date information, in order to answer the question: What’s Your Jewelry Worth?

Jewelry Judge Ben Gordon Double CheckThat all being said:

Get a second opinion with a Jewelry Judge Double Check!

 

65Years-2018

February Birthstone – Amethyst

Amethyst Rough and cutAmethyst is not only the February Birthstone, it is also used to celebrate the 6th and 17th wedding anniversary. Amethyst is the perfect color to provide warmth and strength during this winter month.

Amethyst is the purple variety of quartz. While amethyst is most commonly recognized as a purple color, the gemstone color range is a light pinkish violet to a deep purple.

Sometimes, they will have layers of color variations, so the way the gemstone is cut is important to the way the color shows through the top of the finished gemstone.

Amethyst stripes

Amethyst Ring3Amethyst jewelry has been found and dated as early as 2000 BC, and has been associated with many myths, legends, religions, and numerous cultures. Some historical accounts say that Saint Valentine had an amethyst ring carved with an image of Cupid. And for those familiar with Old Testament history, amethyst was one of the twelve gemstones that represented the twelve tribes of Israel.

 

mohs scale

Is it OK to have an Amethyst Engagement Ring?

Amethyst is appropriate for everyday wear, but its Mohs hardness of 7 means it will show wear over the years and may require re-polishing. Today, consumers make unconventional engagement ring choices, choosing birthstones or other colored gemstones rather than diamond. It’s a personal choice.

 

When looking to purchase Amethyst:

  1. Visit and consult the Jewelry Judge, who is trained and certified to ensure that the consumer gets the best information to make a great purchase.
  2. Check the color of the stone. Amethyst often has “stripes” or layers of color from how and when it was formed, so the cut and polish of the stone is important to show the overall color evenly. Avoid brownish or rust colored tints to the stone and be careful the color is not too deep or it can appear black in some lights.
  3. Look for clarity in an amethyst. Most gemologists will favor a richly colored stone with some minor inclusions (not eye-visible), since the color of this gem is so highly prized. In lighter colored amethysts, visible inclusions will greatly reduce the value of the gemstone.

During early history, amethyst was held to be one of the most precious gemstones, and it was the exclusive choice of clergy as a symbol for the deity of Christ. Today, availability of abundant supplies of amethyst allowed the commercialization and marketing to the general public.  Amethyst’s abundance means the price difference between large and small sizes is minimal, so it is a great gemstone for a statement piece. Larger rings, earrings or pendants can make a great addition to any jewelry collection. Smaller amethysts can be deeply and richly colored, making these pieces pop and get noticed.

Does Where an Amethyst is Mined increase it’s value?
Jewelers and dealers often tell consumers origin matters, because an amethyst from Siberia or Zambia might have a better color than amethyst from Brazil. Origin alone does not add or detract value to amethyst or any gemstone. The Jewelry Judge bases Value on the 4Cs of Cut, Color, Clarity and Carat size, which like diamonds helps determine the quality. Color is the most important value factor regardless of the country of origin for Amethyst and most gemstones.

What’s AAA Quality Amethyst?
Individual companies and dealers often create their own quality descriptions, like AAA, AA, A to denote the range of quality for their goods. No Standard quality grading scale has been accepted by the industry for amethyst or any colored gemstone. The Jewelry Judge uses the 4Cs for Diamonds to guide value for amethyst and all colored gemstones.

What are Enhancements or Treatments?

Gemstone treatments or enhancements refer to the way some gemstones are treated to improve their appearance or durability, or even change their color. Many gemstones are treated in some way (such as heat) to improve their color. The effects of some treatments may lessen or change over time and some treated gemstones may require special care.
Enhancements do affect the value of a gemstone, when measured against a comparable untreated gemstone.

Treatments and/or enhancements should always be disclosed by the seller, along with any special care that might be required. You can shop better by taking the time to learn how to buy jewelry. It can seem like a lot, but with a short consultation with the Jewelry Judge, you’ll be shopping like a professional in no time.

Here are a few basics to get your shopping jump-started:16-SimsBlue

What are natural gemstones?
Natural gemstones come from the earth and are mined worldwide. Some natural gemstones can be enhanced, which means sometimes they are treated in some way (such as heat) to improve their color.

What are imitation gemstones?
Imitation or simulated stones look like natural gemstones in appearance only. This includes tinted glass, cubic zirconia, moissanite or other material that resembles natural stones when treated. Laboratory-created and imitation stones should be clearly identified by the seller, but too often are not.

What are laboratory-created gemstones?
These stones, which can also be referred to as laboratory-grown, manufacturer-created, man-made, or synthetic, have essentially the same chemical, physical, and optical properties as natural gemstones (but not the value). Laboratory-created gemstones do not have the rarity or value of natural-colored gemstones. Although they are similar in many ways to natural gemstones, a professional gemologist like the Jewelry Judge will be able to recognize their difference with proper testing.

Here are four sure fire tips to assure a great purchase:

  1. Compare before you decide. We frequently help couples decide between two or three center diamonds . Often they appear quite differently under the microscope which is almost never on the sales counter in a jewelry store. Local jewelers will often hold a credit card for 24hrs while our clients bring in diamonds for our evaluation. This is called a pre-sale consultation and could save thousands of dollars.
  2. Trust but verify It’s not unusual for us to have a client bring in a $20,000 or $50,000 diamond that was purchased on the Internet. We authenticate and match the stone to the laboratory report that came with the purchase to assure everything is ‘kosher.’ Get a Jewelry Judge Double Check!
  3. Insure before the honeymoon We do not sell insurance, but can show our clients how to obtain no obligation complementary insurance quotes.
  4. Condition Check – Our laboratory instruments can detect small chips or fissures in a diamond that might have occurred during the stone setting process. It’s fairly common to find a chipped corner hidden under a prong that was squeezed to tightly. Jewelry Judge Ben Gordon Double Check

What Should You Do With Mom’s Jewelry?

Estate3 A parents death is a traumatic and difficult experience for those left behind.

Don’t let the estate settlement of your jewelry cause additional complexity or disharmony among your heirs.

We know jewelry is important to some and less important to others.

To some it is memories and a story that connects them to the dearly departed.

To others it represents a financial gift.

Protect Your Inheritance by ensuring you have fair market value appraisal reports for your estate jewelry and include a copy with your will. Designate an heir to receive each piece or have the estate sell the jewelry, since cash is always easier to fairly distribute.

Prevent misunderstandings and ill feelings. If you are in the process of settling an estate that includes jewelry, bring it in for a consultation, so we can help identify what is real and what is costume jewelry. Too often people discard items, thinking them fake when they are actually real. Some costume jewelry has value as collector items.

Don’t let some appraiser come in and cherry-pick the best pieces.

We Do Not Buy or Sell Jewelry!

Come in for a Jewelry Judge Consultation, call (713) 961-1432 or Book an Appointment On-Line Today!

Why is a Jewelry Appraisal like a Home Inspection?

Jewelry Judge Ben Gordon -3WhiteWhileYouWatch You need to know;

  • What you’re getting before you buy.
  • The features of the house and if any features reveal the need for repair or maintenance, before you make a commitment.
  • Comparable values of similar homes for sale, under contract or sold in the area.
  • if there are any ‘money traps’, was everything properly disclosed to you.
  • Assure you’re getting what you pay for in a house.
  • Know the price you paid is fair.

How much risk are you willing to take by undervaluing, or overvaluing your new home?

Think about what you are willing to pay for a home? $65,000?  $250,000? over a $million?

Now replace words ‘house’ and ‘home’ in the above text with ‘Diamond’, ‘Engagement Ring’ or ‘Estate Jewelry’.

And think about what an appraisal report could be worth to you…to your heirs….

As with a home inspection you expect a written report with accurate measurements, clear photographs, and detailed descriptions prepared by a qualified professional and delivered in a timely manner.

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Arrive at your Jewelry Judge appointment with questions and concerns – You will leave with peace of mind.

Safeguard Your Jewelry

jewelry-judge-ben-gordon-group0Most seniors, both men and women, have had a life time to either inherit or receive several pieces of fine jewelry.  After years of accumulating fine jewelry and watches, the majority of a senior’s estate jewelry goes undocumented until it becomes a job for their children.  The burden of cleaning out closets, furniture, nick-knacks and keepsakes to be distributed among children, grandchildren, and favorite charities may also fall to your children.  Don’t leave your fine jewelry to chance!

1houseTransitioning from one home to another is stressful and often little things fall through the gaps in planning.  With jewelry it is often only after a loss that we recognize the importance of the piece.  The history, memory or story, whether a gift or family heirloom, it is wise to document your jewelry with an appraisal.

Jewelry Judge Ben Gordon recommends having an appraisal when jewelry is purchased to confirm the value and ensure you have not unknowingly purchased an item that was improperly identified or misrepresented.

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When preparing to move, Ben recommends documenting fine jewelry, watches, diamonds and colored gemstones with an appraisal report.  An appraisal or consultation of fine jewelry, watches, diamonds, and colored gemstones is also important for insurance replacement, estate distribution, liquidation and both pre/post purchase confirmation.

Safety Tips When Moving:

  1. Before you move, make sure all your fine jewelry, watches and gemstones are insured.
  2. Keep it with you, Place it in a safety deposit box or Have a family member lock it away for you until you are settled.
  3. Seniors downsizing to a senior community, appraise and document your jewelry, to include who will inherit each piece for estate-planning purposes.
  4. If moving to a condo, apartment or senior community, check your renter’s insurance policy for what is covered and check other insurance companies, who specialize in insuring jewelry.
  5. Update appraisals every 3-5 years because of continually changing market values.

When it comes to fine jewelry, being under-insured, especially for emotionally meaningful
family pieces, can be devastating when it comes to theft, fire, flooding or other loss.

jj-64yearsJewelry Judge Ben Gordon provides gemstone and jewelry appraisals for insurance, probate and estate purposes, as well as consultation services for pre-purchases, for those wanting more information before buying jewelry on-line or from local stores.  Ben Gordon, Master Graduate Gemologist/Appraiser has been appraising jewelry in the Galleria area since 1975.  Ben brings over sixty-four years (64) experience to his business.

Jewelry Judge Ben Gordon is an “independent” appraiser, not affiliated with any retail establishment or jewelry manufacturer, and we do not buy or sell jewelry.  We represent the client, exclusively.  Our “While You Watch” appraising offers customers the opportunity to learn and participate in the appraisal procedure from beginning to end, providing the comfort of knowing that your jewelry never leaves your sight.

Pick Up & Delivery Available!  We provide pickup and delivery of your jewelry for valuation consultation or appraisals with a guaranteed 24 Hour turn around.  Senior discount available, know what you have and what your jewelry is worth, call us today!

Ben advocates fair pricing and helps his clients understand and protect their valuable assets.  His informative public awareness programs for interested groups and professional organizations provide numerous practical consumer tips.  For more information about speaking engagements or appraisals, click jewelryjudgebengordon.com or find him on the Houston Better Business Bureau website.

Diamonds and the “F” Word

loose-diamondperfectround.jpgWhen speaking of diamonds, the “F” word can mean Fracture, Fissure or Feather. These terms all describe naturally occurring characteristics within a diamond that affect its clarity.

Fractures are breaks in diamonds that are not parallel to the cleavage plane. Fractures are usually irregular in shape, making a diamond look chipped.

Fissure or Cleavages are cracks in a diamond that occur in a straight line. If the cracks reach the surface or run deep, the durability of the stone may be reduced with the possibility of the diamond breaking with age.

Feather
Feather

Feathers are cracks in the stone that resemble the design of feathers. The presence of feathers in a diamond usually does not affect the life of the stone unless and until the feather runs through a major length of the stone or shows major stress points where it can break.

Fractures, fissures and feathers cannot be polished out to enhance a stone, but they CAN be filled with a type of liquid glass containing lead (Pb). This process is somewhat like filling a crack in a car windshield.

Fracture Filled2
Fracture Filled

The imperfection is still there but it is just less visible to the naked eye. This “fracture filling” is known as “clarity enhancement” or “CE.” It makes a less perfect stone look better to the eye.

Filling these fractures does not strengthen the stone. In fact, if subjected to heat and pressure – such as when the diamond is reset, resized or cleaned – the stone can become damaged and even break. Even a slight tap in an unfortunate spot can ruin a treated diamond.

What does “CE” do to pricing and value?
“Clarity enhanced” or “fracture filled” diamonds should carry a lower price. They will still sparkle, but they are certainly less valuable and should be priced accordingly.

If you want to achieve the sparkle of a large diamond with high clarity, but the one you really want is beyond your budget, a fracture filled or ‘CE’ clarity enhanced diamond may be just the thing for you. Be aware though that such a diamond does not have the rarity or the intrinsic beauty of an untreated diamond and your price should reflect this.

A Fraudulent Practice?
Not necessarily. “Fracture filling” only becomes unethical when clarity enhancement is intentionally concealed and not disclosed at the point of sale.

Should the Jeweler Disclose Enhancements?

FTC Guidelines for the Jewelry Industry strongly state that “it is illegal for a Diamond Seller NOT to Disclose that a diamond has been Clarity-Enhanced by fracture-filling.

Customers should ask for a diamond grading report and verify that they understand exactly what they are paying for. Each term used in describing a diamond on the grading report should be discussed at the point of purchase.  A knowledgeable and trusted independent jewelry appraiser is needed when making important purchases.

What should I do?
When you are unsure, it’s a good idea to seek the advice of a third party independent jewelry appraiser who is also a gemologist. If you have a concern about a recent diamond purchase, bring it in to the Jewelry Judge as soon as possible.

For the informed consumer, there is no reason to fear the “F” words. We are here to help you enjoy a fantastic and fun experience with your fascinating diamond purchase.

Note: A diamond grading report is not a guarantee of value, merely a description of the unique features of a specific diamond based upon laboratory examination – but that’s the subject of another article!

Read more at Changing the Natural Essence of the Diamond

Have the Jewelry Judge Evaluate Your Estate Jewelry

Jewelry Judge Ben Gordon provides appraisal and consultation services of Diamonds, Colored Gemstones, and Fine Jewelry for insurance, estate and division of property.

We evaluate estate jewelry, whether in a jewelry box;

 

Or, in a suitcase! Our Gem Lab or a location of your choice.

Ben+Suitcase

Ben advocates fair pricing and helps his clients understand and protect their valuable assets. His informative public awareness programs for interested groups and professional organizations provide numerous practical consumer tips.

His informative public awareness programs for interested groups and professional organizations provide numerous practical consumer tips.  For more information about appraisals, consultation services and speaking engagements, go to our website.

 

NOROVIRUS IS NOT THE ONLY CRUISE DANGER

Norovirus is an epidemic of gastroenteritis, happening all too often on cruise ships. Limit your exposure by:

  • Washing your hands frequently with soap and water.
  • Washing fruits and vegetables and ensure seafood is cooked thoroughly.
  • When you are sick, do not prepare food.
  • Clean and disinfect contaminated surfaces.
  • Wash laundry thoroughly and machine dry.

Pirate Virus is an epidemic of Tourists easily separated from their money.

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Limit your exposure to overpaying for jewelry by avoiding:

Pirate Ploys

  • Inflated List Prices – Nothing says value like a price tag. Pirates inflate “list” prices on the tags, trying to lure you into thinking the jewelry is worth much more than it is. Then if you bargain they will reduce the price and still make a pirate’s profit.
  • Light Makes White – Bright lights make every diamond look better. Pirate shops may have special light bulbs to make a yellowish diamond glisten white.
  • Hide the Flaws – Pirates may hide flaws under the prongs of the setting. Under the prong, an I1 clarity may appear like a more valuable VS2. Learn more about the  4Cs.
  • Grade Bumping – Pirates exaggerate the grade. Pirates will be INACCURATE by one or two color and clarity grades since you do not know which lab definitions they use. Pirates like to provide a range, such as G-H color.
  • Laser Drilling – Pirate diamonds may have drill holes to hide dark carbon impurities and enhance the diamond clarity when viewed by the naked eye.
  • Fracture Filling – Pirates use inexpensive fracture filled diamonds, which make the flaws invisible, but the diamond is unstable and likely to break.
  • Synthetic Diamonds – “Natural” Lab Grown diamonds are everywhere! Especially on pirate ships where synthetics may get mixed-in with natural mined diamonds. Learn more about Synthetics.
  • CZ, Quartz or Moissanite – Diamond look-a-likes “simulants” can fool you and every pirate knows it. You might come home with a $12 cubic zirconia that cost you $2,000. It is amazing how these look-a-likes get mixed into pirate jewelry.
  • The 50% Off Sale – Pirates love Huge Sales (don’t you?). Don’t fall for it, pirates mark up everything, then mark them half-price during a sale. Liquidation and “going out of business” sales use the same ploy.

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If you want to enjoy the Bounty and avoid over priced Pirate Booty, come in for a Jewelry Judge Consultation before your cruise! We will educate you on trends and scams we are aware of, as well as arm you with the knowledge to make you an informed consumer.

Beware of buying diamonds, gemstones or jewelry while on a cruise. Enjoy your vacation, enjoy the food, company and souvenir T-Shirts, but avoid the pirate jewelry. Put the money you will have saved from not buying the pirate jewelry toward another holiday! Bring us along as your guests!

The Jewelry Judge Forensics to the Rescue!

We often see clients with jewelry purchase nightmares! Luckily the forensic evidence documented by a Jewelry Judge Appraisal Report may go a long way to resolve disputes and avoid going to court!  A case in point involves a center stone engagement ring with Cadillac* cut side diamonds shown here.

Following our original appraisal our client’s wife decided to change the design by replacing the side stones with baguettes. Per her request, her jeweler created a new setting with baguettes instead of the Cadillac cuts. Our client came to us with the re-designed ring for a revised and updated appraisal.

The jeweler told them the Cadillac cuts were less desirable than baguettes. But he knew a diamond supplier in New York who would take the side stones ‘off their hands’ in exchange for smaller baguettes and some cash. The jeweler charged $$$$ over and above the trade-in value. He was extremely slow in providing the finished design (a potential red flag for any custom jewelry work!).

The jeweler never described the quality of the replacement side diamonds, so the client was not aware of the fluorescence present in one of the replacement baguettes; nor was she aware that both side baguettes were a lower color grade than her original side diamonds. Furthermore, the original mounting was PT950 platinum and the new mounting was PT900 platinum which is a less costly material.

Receipt

Our Findings

When the gemologists at The Jewelry Judge examined the new ring design under the microscope, it was discovered that the center diamond had the GIA laser inscription hidden behind a prong and the diamond seating was poorly done. Several scratches were also present on this new mounting. The baguettes tested as a lower quality than the original Cadillac cut side diamonds that had been documented scientifically in our original appraisal report.

Armed with the Jewelry Judge appraisal report of their original ring; detailed photos and our written assessment; together with the newly documented observations and the updated valuation, our client requested the return of the original stones in their original ring design.

The jeweler argued defensively. But in the end, confronted by the written report documentation from The Jewelry Judge, he returned the original ring and refunded the client’s $$$$.

Case Settled

Our client was happy to be made whole with the return of the original ring – thanks to a Jewelry Judge Appraisal!

Protect your jewelry with a Jewelry Judge Appraisal Report and be sure to come back for periodic updates. This client was certainly happy they did!

Book an appointment online:  Book Appointment

Note: The Jewelry Judge does not buy or sell jewelry. We are ‘independent’ appraisers which means we avoid conflicts of interest by not carrying an inventory, not buying and not selling jewelry from or to our clients.  We represent our client’s interests exclusively!

*Cadallac cut is described elsewhere in the documentation as ‘shield’ shape also known as ‘step cut trapezoid.’

JJ-Court-gavel33Need an Expert Witness in court?

Read the Jewelry Judge Goes to Court.

Over 63 years of valuable experience in the jewelry industry. You don’t find that every day.

 

Germs – Not the Only Danger of Cruise Vacations

Clients come to us after a cruise vacation to obtain insurance appraisals on the jewelry they purchased. This story almost NEVER has a happy ending! We will continue to document cases like the following…

Our client traded her diamond earrings with .80 ctw stones (SI) for 1.75 ctw diamond earrings (I-2). That’s right I-2/3. Remember I stands for Inclusion. A clarity grade of I-2/3 means the diamond is of industrial quality – not worthy of fine jewelry. But this is not the most painful issue.

In addition to surrendering her pretty earrings, she paid an additional price of $20,000 for the privilege of purchasing the larger, but inferior quality earrings. Yes, size does count, but quality should trump size in most diamond purchases.

Is it a crime if you GIVE your jewelry and money to a Pirate? Maybe it’s not illegal, but is sure is a shame!

How could we appraise low quality stones for their replacement value when the client overpaid by thousands of dollars – maybe even tens of thousands? This is a real dilemma for appraisers and insurance companies as well.

Have fun with the costume jewelry and souvenir purchases and enjoy the vacation. Put the money you save from the diamond purchase toward another holiday! But please beware when buying diamonds while on a cruise!